Mazda Finance

It's Finance, Your Way.

Mazda Finance

It's Finance, Your Way.

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GOT A QUESTION?  |   Make an enquiry, or visit our FAQs for more information

GOT A QUESTION?

Make an enquiry, or visit our FAQs for more information

INTRODUCING MAZDA TAILORED RATE

FOR PERSONAL AND BUSINESS LOANS

Many interest rates follow a one-size-fits-all approach. Instead, with Mazda Finance, our sophisticated software calculates an interest rate based on your individual circumstances.

This is your Mazda Tailored Rate. It’s transparent, personalised to you and is the same rate at any Mazda Finance Dealership throughout Australia.


INTRODUCING MAZDA TAILORED RATE

FOR PERSONAL AND BUSINESS LOANS

Many interest rates follow a one-size-fits-all approach. Instead, with Mazda Finance, our sophisticated software calculates an interest rate based on your individual circumstances. This is your Mazda Tailored Rate. It’s transparent, personalised to you and is the same rate at any Mazda Finance Dealership throughout Australia.


Common Questions

What is my credit score & how do we use it?

Your credit score is what is used to assist in determining your interest rate. This rate is calculated based on credit score and other personal or business criteria, giving you a tailored, transparent rate.

Who is eligible for a business car loan?

If you are a business or an organisation who uses your vehicle predominately (more than 50%) for business purposes, you are eligible to apply for a business car loan.

How do I know what I can afford?

It is important to set your budget and understand exactly what you can repay. Our repayment calculator will give you an indication of what your repayments could be on our range of Mazda vehicles.

How is a comparison rate different to an interest rate?

A comparison rate includes a car loan's interest rate plus other fees and charges. While one interest rate may look lower than another, you need to look at the full amount you will pay - the comparison rate. 

Is there a way to lower my repayments on my loan?

Many car loans give you flexibility to lower repayments. One option, if you have extra cash, is to add a deposit. You could also take out a car loan with a Guaranteed Future Value, such as Mazda Assured which offers lower monthly repayments^ than a fixed rate car loan.

What documents do I need to apply?

We've created a checklist for you before you head into the dealership.

Download PDF, 77kb

Talk to a Business Manager about your Finance

Mazda Finance is currently available at participating Dealers only. Please select a participating Mazda Finance Dealer, or alternatively, contact your local Dealer to learn more about their available finance products.

Your Finance Questions Answered

 

What Identification and Documents do I need to apply?

Before applying for car finance there are several documents you need to have ready. We have a checklist you can print to make sure you have everything you need.

Download Document Checklist, PDF 77KB

Do I need a deposit?

Mazda Finance doesn’t require any minimum or maximum deposit requirements. However, sometimes a deposit may be required for credit reasons.

Why should I borrow from Mazda Finance?

We calculate your rate based on your credit score and other personal criteria determined by us. This means you can always be sure of a rate that’s transparent and tailored to your circumstances. As Mazda Finance is arranged through your Mazda Dealer at the time you purchase your vehicle, it’s simple and convenient too.

What is a Mazda Tailored Rate?

Instead of taking a one size fits all approach, we use our sophisticated software to calculate an interest rate based on your credit score and many other relevant factors determined by us such as marital status, property ownership, type of vehicle loan and much more.

What term does Mazda Finance offer for their finance products?

We offer loans ranging from 12 to 84 months in length, subject to Mazda Finance policy and approval, with a variety of flexible payment options. We offer the flexibility of weekly, fortnightly or monthly payments.

Why do we need your credit score?

A credit score enables financial institutions to get a sense of your credit history.

If I use my car for business, are repayments tax deductible?

Mazda Finance cannot provide business or tax advice. You may need to seek independent financial or taxation advice.

What happens to my car loan if I lose my job or I think I may lose my job?

Mazda Finance is committed to assisting customers, especially during this challenging time. We understand the evolving COVID-19 situation is affecting our customers and we are here to help.

Should you lose your employment because of COVID-19, you may be eligible for financial support. Please visit our Financial Hardship page to understand the eligibility criteria and application instructions.

What happens to my car loan if my business is forced to close?

If your business has been forced to close, you may be eligible for financial support.

Please visit our Financial Hardship page to understand the eligibility criteria and application instructions.

Other banks are offering to defer payments. I would like to defer mine. What can I do?

We review and assess each customer needs on a case-by-case basis and our goal is to provide responsible and sustainable solutions that meet an individual’s needs.

If you have been affected by COVID-19, you may be eligible for financial support.

Please visit our Financial Hardship page to understand the eligibility criteria and application instructions.

WHAT’S NEXT?

Choose what fits you.

TERMS & CONDITIONS

Approved applicants only. T&Cs apply. This information provided by Mazda Finance, a division of Australian Alliance Automotive Finance Pty Limited ABN 63 002 407 703, Australian Credit Licence 513747 is of a general nature and for information only. Nothing on this website constitutes or should be considered to constitute legal, taxation or financial advice. Before making a decision about any of the products and services featured on this website, you should consult with your own independent legal, taxation and financial advisors, who can advise you about your personal circumstances. Click here to view our privacy policy.

*The Guaranteed Future Value (GFV) is the minimum value of your Mazda at the end of your finance contract, as determined by Mazda Finance. If you decide to return your car to Mazda Finance at the end of your term, Mazda Finance will pay you the agreed GFV, which will be put against your final payment subject to fair wear and tear conditions and agreed kilometres being met. The information provided is general in nature. You should seek your own financial advice to determine whether Mazda Assured is appropriate for your individual circumstances. Terms, conditions, fees and charges apply. Mazda Assured GFV products are available to approved customers of Mazda Finance, a division of Australian Alliance Automotive Finance Pty Limited ABN 63 002 407 703, Australian Credit Licence 513747.

^Lower monthly repayments compared to a similar term with no Guaranteed Future Value (GFV) or equivalent balloon final payment. Total interest charges will be higher if a GFV or balloon final payment is selected.