GUARANTEED FUTURE VALUE*

MAZDA ASSURED

GUARANTEED FUTURE VALUE*

MAZDA ASSURED

Mazda Assured

Guaranteed Future Value*

Mazda Assured

Guaranteed Future Value*

Mazda_Assured_Logo_RGB_Black.svg

 

Continue the journey with a Guaranteed Future Value (GFV)*.

Find out more about how Mazda Assured works and watch this informative video now.

ENJOY THE BENEFITS

 

Upgrade
ENJOY A NEW MAZDA MORE OFTEN

Update your Mazda more often to suit your changing needs and lifestyle.            

 

PEACE OF MIND
GUARANTEED FUTURE VALUE*

Drive the Mazda you want today with reassurance and freedom for the road ahead.

 

DRIVE MORE VALUE
LOWER MONTHLY REPAYMENTS^

Compared to a standard fixed rate car loan over the same loan term.                 

 

HOW DOES IT ALL WORK?

Discover your perfect Mazda from the new or demonstrator range, and once you are ready to make it yours, all you need to do is follow four easy steps.

HOW DOES IT ALL WORK?

Discover your perfect Mazda from the new or demonstrator range,
and once you are ready to make it yours, all you need to do is follow four easy steps.

CHOOSE YOUR DEPOSIT

or pay no deposit at all, depending on your circumstances.

SELECT YOUR CAR LOAN TERM

between one to four years with your choice of weekly, fortnightly, or monthly repayments.

ESTIMATE NUMBER OF KMs DRIVEN

by the end of your loan term. For example, 20,000km per year would be 80,000km over a four year loan term.

DRIVE AWAY IN YOUR NEW MAZDA

We calculate your GFV* and repayments so you can drive away with confidence.

OPTIONS AT THE END OF YOUR LOAN

 

Trade Your Mazda

Find the new Mazda you want and trade your current car in. So you can keep enjoying a new Mazda more often.

Keep Your Mazda

Love it and want to keep it? Simply pay the final payment – equal to the GFV*. We can also help you with refinancing this amount.

RETURN YOUR MAZDA

If you return your car, Mazda Finance will put the GFV* against your final payment and you’ll have nothing more to pay (subject to fair wear and tear conditions and agreed kilometres being met).

 

Got a question?
   Make an enquiry, or visit our FAQs for more information.


 

GOT A QUESTION?  |   Make an enquiry, or visit our FAQs for more information

NEED MORE HELP WITH YOUR FINANCE?

We understand that finance can be daunting, and you might need more information. Our dedicated finance team can help you understand your options.


INTRODUCING MAZDA TAILORED RATE

Many interest rates follow a one size fits all approach. Instead, we take a different way. Our sophisticated software calculates an interest rate based on your individual circumstances. This is your Mazda Tailored Rate. It’s transparent, personalised to you, and is the same rate at any Mazda Finance Dealership throughout Australia.


Talk to a Finance Specialist

Mazda Finance is currently available at participating Dealers only. Please select a participating Mazda Finance Dealer, or alternatively, contact your local Dealer to learn more about their available finance products.

What documents do I need to apply?

We've created a checklist for you before you head into the dealership.

Download PDF, 77kb

YOUR MAZDA FINANCE QUESTIONS ANSWERED

 

What Identification and Documents do I need to apply?

Before applying for car finance there are several documents you need to have ready. We have a checklist you can print to make sure you have everything you need.

Download Document Checklist, PDF 77KB

What is Mazda Assured?

Mazda Assured is our Guaranteed Future Value (GFV)* product, offering customers reassurance and benefits, such as lower monthly repayments^ compared to a standard personal car loan with no balloon, over the same term.

What is Guaranteed Future Value*?

It is the minimum value of your Mazda at the end of your loan term (subject to Fair Wear & Tear conditions and agreed kilometres being met), as determined by Mazda Finance. So, if you decide to return your car at the end of your loan term, you can feel confident in knowing how much your Mazda will be worth to us.

How do you calculate Guaranteed Future Value*?

We calculate the GFV* based on sales results of similar vehicles, as well as economic factors. The GFV* can vary based on your loan term and agreed kilometres.

What happens if I have damage to my car?

Near to the end of your loan, we can provide a complimentary assessment of the damage to your car and advise any extra costs outside the Fair Wear & Tear Guide. You can choose to have the vehicle repaired by someone else, otherwise we can organise the repairs and deduct the costs from the GFV*. The Adjusted GFV* is what we will offer you if you return your Mazda.

Download Fair Wear & Tear Guide, PDF 1.84MB

What if I drive extra kilometres?

An excess usage adjustment of $0.0635 per kilometre will apply if, at the end of the term, you have travelled more than the agreed end odometer. This will be deducted from your GFV*, which then becomes your adjusted GFV*.

What is Mazda tailored rate?

Instead of taking a one size fits all approach, we use our sophisticated software to calculate an interest rate based on your credit score, and many other relevant factors determined by us, such as; marital status, property ownership, type of vehicle loan, and much more. This means you can be confident that you are getting a fair and transparent interest rate.

What are your fees and charges for a loan?

Below are the Mazda Finance’s upfront fees and ongoing monthly fees.

FEES THAT WILL APPLY:

FEE TYPE

DEFINITION

AMOUNT

Establishment Fee

The cost to set-up your approved loan is payable upon loan settlement, and can be included within the amount financed. This is referred to in your contract as your Loan Account Establishment Fee.

$395.00

Vehicle Security Registration Fee

The cost of registering Mazda Finance’s security interest on your vehicle on the Australian Government’s Personal Property Securities Register.

This is a national online register to help protect consumers when buying personal property like cars, boats or artwork. It allows potential buyers to check if any other parties already have a security interest on the property.

$6.00

Account Administration Fee

A monthly fee for the management of your loan account.

$8.00 per month

 

DEALERSHIP FEES

FEE TYPE

DEFINITION

AMOUNT

Dealer Agency Fee

This fee covers the dealership’s cost of preparing your finance application on Mazda Finance’s behalf. The Business Manager is responsible for explaining the different types of finance products to you.


They’ll ensure you understand the requirements of the loan, and will arrange all the necessary paperwork to submit, manage and finalise your finance application.

$890.00 + GST

 

OTHER FEES

FEE TYPE

DEFINITION

AMOUNT

Payment Method Fee – BPay

This fee applies when a payment is made by BPay.

 

You can avoid this fee by setting up a Direct Debit at the start of your loan, so you don’t pay fees on your regular repayments.

To switch to Direct Debit payments simply go to https://mfonline.com.au/

$1.50

Payment Method Fee – Other (includes BillPay, Cheque or Direct Deposit)

This fee applies when a payment is made by BillPay, cheque, or direct deposit.

 

You can avoid this fee by setting up a Direct Debit at the start of your loan, so you don’t pay fees on your regular repayments.

 

To switch to Direct Debit payments simply go to https://mfonline.com.au/

$3.00

Account Payment Card Fee

This fee applies for replacement; supplementary; or new payment cards when you switch from Direct Debit to another payment method

after the loan start date.

 

You can avoid this fee by setting up a Direct Debit on all your future repayments, so you don’t pay fees on your regular repayments.

 

To switch to Direct Debit payments simply go to https://mfonline.com.au/

$5.00

Payment Dishonour Fee

This fee applies if your Direct Debit or Cheque payment is dishonoured.

 

You can avoid this fee by checking that your account has sufficient funds when payments are due to be debited.

 

You can also change the date of your payments by contacting us.

$3.25

Late Payment Fee

This fee applies if you’re late or miss a repayment, and your account goes into arrears.

Mazda Finance will contact you about the overdue amount, and this is mentioned in your loan contract as an Arrears Follow-up Fee.

You can avoid this fee by ensuring that your account does not go into arrears.

You can also change the date of your payments by contacting us.

$25.00

Information Request Fee

This fee applies if you request contract documentation from Power Alliance Finance.

You can avoid this fee by logging in to Mazda Finance Online where you can view, download, and print your loan documentation

online without incurring this fee.

$25.00

Consumer Loan Early Termination Fee

This fee applies if you have a Consumer Loan and your loan is repaid before its scheduled end date.

 

You can avoid this fee by continuing with your scheduled loan repayments until the agreed completion date of the loan.

$750.00 multiplied by the number of whole months

until the end of your loan term divided by the number of months in your original loan term contract.

 

If you took a 60 month loan term but repaid the loan in full after 48 months, this would result in an early termination fee of $150.00:

 

$750.00 multiplied by 12 (the number of months left in the loan term) divided by 60 (the number of months in the original loan term contract.

Business Vehicle Loan

Early Termination Fee

This fee applies if you have a Business Vehicle Loan and your loan is repaid before its scheduled end date.

 

You can avoid this fee by continuing with your scheduled loan repayments until the agreed completion date of the loan.

30% of the unearned interest that would have been

paid over the remainder of the loan, had it run until its scheduled termination.

What happens at the end of my Mazda Assured loan?
 

With Mazda Assured, you have three options at the end of your loan term

  • Upgrade your Mazda – Upgrade to the latest in design and technology. If the trade-in value of your current Mazda is higher than your loan balance, you can put the difference towards your new Mazda.
  • Keep your Mazda – Keep your Mazda by making the final payment equal to the Guaranteed Future Value*. Call Mazda Finance on 138 500 and we can help you refinance your final payment (subject to approval).
  • Return your Mazda – Mazda Finance will put the Guaranteed Future Value* against your final payment. As long as your Mazda meets the Fair Wear and Tear conditions and agree kilometres. You’ll have nothing to pay.
How do I contact my dealer to upgrade at the end of my loan term?

Click Here to find your local participating Mazda Finance Dealer, they will be able to assist you with upgrading to a new Mazda.

TERMS & CONDITIONS

Approved applicants only. T&Cs apply. This information provided by Mazda Finance, a division of Australian Alliance Automotive Finance Pty Limited ABN 63 002 407 703, Australian Credit Licence 513747 is of a general nature and for information only. Nothing on this website constitutes or should be considered to constitute legal, taxation or financial advice. Before making a decision about any of the products and services featured on this website, you should consult with your own independent legal, taxation and financial advisors, who can advise you about your personal circumstances. Click here to view our privacy policy.

*The Guaranteed Future Value (GFV) is the minimum value of your Mazda at the end of your finance contract, as determined by Mazda Finance. If you decide to return your car to Mazda at the end of your term, Mazda Finance will pay you the agreed GFV, which will be put against your final payment subject to fair wear and tear conditions and agreed kilometres being met. The information provided is general in nature. You should seek your own financial advice to determine whether Mazda Assured is appropriate for your individual circumstances. Terms, conditions, fees and charges apply. Mazda Assured GFV products are available to approved customers of Mazda Finance, a division of Australian Alliance Automotive Finance Pty Limited ABN 63 002 407 703, Australian Credit Licence 513747.

^Lower monthly repayments compared to a similar term with no Guaranteed Future Value (GFV) or equivalent balloon final payment. Total interest charges will be higher if a GFV or balloon final payment is selected.

Target Market Determinations are available here.